Micro-Franchise Portfolio


We specialise on Revolving Credit and Franchise Financing

Cemes Micro Franchise Limited, is your financial partner that provides fast and an easy way of accessing revolving credit line for growth and prosperity of your business. With a blazing fast mobile lending platform, we have delivered our promise to over 25000 business lending over KES 520 million across Kenya.

To address challenges of lack of funds by micro-credit to deepen their outreach, Microfinance franchising model offers an opportunity to rural entrepreneurs using their institutional structures as possible solution for meeting credit demand.

The business involves allowing entrepreneurs to own branch outlet using company brand, IT systems, Portfolios and standardized processes under a special agency arrangement. The concept provides insulation to the entrepreneur by providing a degree of stability, security and predictability that they wouldn’t rely achieve on their own.